Wednesday, July 8, 2015

These are the three largest nationwide providers of consumer credit reports.

Nationwide credit reporting companies
 Equifax, Experian and TransUnion
These are the three largest nationwide providers of consumer credit reports.
 Their reports contain:
  Information about your payment history (submitted by credit card companies, home and auto lenders, and other creditors). Experian also reports some positive rent payment data, i.e., payments that are made as agreed between tenants and landlords. See Experian RentBureau below for more information)
.  How much credit you have.
  How much credit you use.
  Information from debt buyers and collectors including medical debt.
  Public information, like bankruptcies, liens and judgments.

 Free report: Each of these companies will provide one free credit report every 12 months if you request it. AnnualCreditReport.com will route you to any of the three nationwide CRAs you select. Before giving you a copy of your report, each of these three CRAs will ask you questions to verify your identity. These questions are designed to be those only you can answer. If you run into difficulty getting your free Equifax.com, Experian or TranUnion.com annual credit report(s) from AnnualCreditReport.com or its toll-free phone number, try contacting the respective CRA(s) directly for help:  Equifax, 800-525-6285 (Option 6)  Experian.com, 888-397-3742 (Option 2 followed

Website

 AnnualCreditReport.com Phone 877-322-8228 Address Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348-5281

No comments:

Post a Comment

About Smyrna